Featuring the most important product announcements for life and health agents.
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Annuities - Getting Back to Basics
When and Where Variable
Annuities Make the Most Sense
by Heather Dzielak
A lot has been written lately about variable annuities. Positive articles discuss the innovation of new features and benefits, but overshadowing these are more negative articles focusing on some of the drawbacks.
Employee Benefits - A Smile Can Make Your Day!
The Right Dental Plan Makes a Difference
by Michael Sigal
A smile can make your day. With consumers wanting more choice and flexibility from their benefit package, helping your clients select the right dental plan may be just the way to keep employers and consumers smiling and happy.
Financial Planning - 401(k) Plans Represent a Good Opportunity for Brokers Don’t Leave Money On The Table
by Susan J. Lewis, QPA, APA
The defined contribution market, which includes the popular 401(k) plan, has become one of the largest and fastest-growing segments of the financial services business and it provides an exciting and potentially lucrative opportunity for brokers.
Health Insurance - The Uninsured A Golden Opportunity for Prospecting
By Dave Helwig
Can any more be said about our uninsured crisis? The issue has not
diminished in its reach or its affect on our healthcare economy. However,
there are still misconceptions about the plight of the uninsured that should
be recognized.
Life Insuance - Using Term Insurance to Build Your Business Insurance Practice
Brian McKenna
Early in my career, I had the opportunity to work with one of the top producers in the life insurance business. During the course of our relationship, he shared with me his strategy of using term insurance to build his business insurance practice.
Life Settlements - The Tipping Point
The Secondary Market for Life Insurance is Poised to go Mainstream – Are You Ready?
by Constance M. Buerger
Paradigm shifts don’t occur overnight. Yet, somewhere along the line, there comes a convergence of factors that makes significant change inevitable. With regard to the secondary market for life insurance, this “tipping point” may already be in the rear-view mirror.
LTC Insurance - The Evolution of the LTC Sales Strategy
by Mark Doherty
We adapt as times and perceptions change. It’s the nature of things. Sales of products such as long-term care (LTC) are no exception. The industry has been evolving. Linking the benefits of life insurance and long-term care is emerging as the choice for thousands of clients who are looking for a more efficient and effective solution to their need for protection.
Training - Producer Licensing Bureau Questions and Answers
Continuing Education
How do I know how many continuing education hours I will need to renew my license?
New licensees must complete twenty-five hours (25) of continuing education hours per year for each of the first four years. After the first four years, the licensee will need to complete thirty-hours (30) of continuing education for every two-year license term.
Worksite Marketing - Worksite Marketing is the distribution channel of insurance products at the work place. This includes complementing any existing coverages by employers for its employees. This distribution channel focuses on employees who wish to purchase additional insurance. Marketing of these products are jointly facilitated through the employees' respective employer at no obligation and no cost to the employer . Premiums are usually paid through Salary Deduction.
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