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2008 Dental Survey
Welcome to Part III of California Broker’s 2008 Dental Survey. We’ve asked the top dental providers in California to answer 28 crucial questions to better help you, the agent, understand their benefits, features, and services.
19. If covered, explain the process that allows the general dentist to refer to the specialist.
20. Are any of your specialists board eligible/certified?
21. How do you fund your specialty care?
Get the answers....
Term Survey—An Overview of the State's Term Insurance Market
1. What percentage of the cases you underwrote last year were issued at your top two preferred non-smoker classes?
2. What percentage of the cases you underwrote last year were issued at your top two standard nonsmoker classes?
Get the answers....
HSA Survey—HSAs role in
the California Marketplace
1. What are the primary services you offer as part of your HSA product?
2. Do you offer an HSA-qualifying high deductible health insurance plan?
Get the answers....
HMO Survey—HMO Services
and Pratices Statewide.
1. Do you guarantee a time limit on getting referral/treatment routine, urgent, emergency? If not, how many days does it take?
2. Do you have any conditions/diagnoses/symptoms that are referred automatically?
Get the answers...
PPO Survey—PPOs in California answer direct questions about their plans.
1. Is an approval procedure required for getting a specialist referral or a diagnostic test or treatment in-network or out-of-network?
2. Are there any restrictions on getting second opinions from an in-network provider or an out-of-network provider?
Get the answers....
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 NEW PRODUCTS
• Travel Healthcare
Resources
• Long-Term Care
Insurance Training
• Fiduciary Training
• Healthcare Cost Index
• Chartitable Planning
IN CALIFORNIA
• Sounding the Alarm about the Senate Budget
• California Law to Compel Insurers to Cover Routine HIV Tests
• Small Business Vision Care
LONG TERM CARE
• AHIP Educates Consumers About Long Term Care
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LIFE FOUNDATION
• Agents Gain Recognition for Life-Changing Work
In its annual awards program, LIFE recognized agents for outstanding service to their clients. Award winners are featured in a special advertising section in the current edition of Newsweek.
FINANCIAL PLANNING
• Good News: 65 Isn't Old Anymore
• Parents Cut Back Education Contributions
HEALTHCARE
• Healthcare Casualty of the Day Series
• Number of Consumer-Driven Plans Continues To Grow
• Transparency Tools Are Limited
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Shifting Responsibilities
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By Kate Kinkade, CLU, ChFC
This month’s news includes a number of items about the shifting of financial responsibility for healthcare and retirement savings.
Click Here for More. |
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Would You Like to See Your Name & Company in Print?
Submit an Article Query to California Broker!
We are always interested in well-presented information on life, health and financial planning topics. Specifically, we're seeking professionals with expertise in the following areas: All Life and Health Insurance issues, Products, Annuities (TSAs, SPDAs, ETC.), TPAs, Individual Health, Continuing Education, Long-Term Care, Dental, Internet Issues. If you have a specific idea or if you would like us to consider a general topic, please e-mail a one-paragraph query to:
Leila Morris, Editor's California Broker/McGee Publishers
E-mail: editor@calbrokermag.com
Phone: 800-675-7593 ext. 12
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If you have any questions or would like to see any other surveys, please e-mail to Leila Morris or call her directly at: 800-675-7563.
Email: edit@calbrokermag.com
We are happy to hear back from you with any comments.
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